529 Plan Reimbursements for Off-Campus Living

Michael K. Creamer, CPA, CFP®, CDFA, ADPA Tax Planning For Individuals, Investing, Personal Finance, Coronavirus 2 Comments

With college campuses opting for online classes during the COVID-19 outbreak, many students have been taking classes from home, and all indications are this will continue at least through the …

navigating stock market 2020

Navigating the Ups and Downs of the Stock Market in 2020

Michael K. Creamer, CPA, CFP®, CDFA, ADPA Tax Planning For Individuals, Investing, Personal Finance, Economic Update, Coronavirus 1 Comment

These are the times that try investors’ risk tolerance, patience, and behavioral biases . . . and men’s and women’s souls. Modern portfolio theory drives our processes at Glass Jacobson. …

backdoor roth conversion

Don’t “Knock” the Backdoor Roth Conversion Solution

Michael K. Creamer, CPA, CFP®, CDFA, ADPA Tax Planning For Individuals, Investing, Personal Finance Leave a Comment

Roth IRAs are becoming increasingly popular savings vehicles as investors realize their utility in securing long-term financial goals as well as their availability to fund shorter-term financial goals, such as …

loved ones

How to Ensure Your Loved Ones Are Cared For When You Pass Away

Michael K. Creamer, CPA, CFP®, CDFA, ADPA Personal Finance Leave a Comment

It is tragic when a client contacts us after losing a spouse; even more so when it is unexpected.  Often times, the surviving spouse was not the financial decision maker …

divorce settlement

Divorce Settlements: Which Assets You Should Consider

Michael K. Creamer, CPA, CFP®, CDFA, ADPA Tax Planning For Individuals, Personal Finance, Divorce Leave a Comment

“How did we get to this point?”  “What happened to us?”  “When did it all go so terribly wrong?” Couples facing the heartbreaking decision to stay married or to divorce …

divorce advisory

Stuck in Colder Weather: Navigating the Challenges of Divorce

Michael K. Creamer, CPA, CFP®, CDFA, ADPA Personal Finance, Divorce Leave a Comment

When I considered writing about divorce, I thought the piece would have to strike the right tone and tenor. I struggled with what that is. Does it even exist in …